Age 65plus

Medicare Supplements and other Options

Medicare options - they seem to come about a dime a dozen!

There are so many options, and you have probably been inundated with mail from every carrier... several times. It can be confusing and very frustrating to make sense of it all..

In any case, we are available to...

  1. Help you weed through the options.
  2. Help assure peace of mind that you've made the best choice FOR YOU.

We know that the best choice for someone else may not be the best choice for you. We are here to explain the information you may already have received so that if you sign your name on the dotted line, you will leave feeling as though you know what you just signed! And if you don't sign your name on that dotted line, you'll know WHY!

If you'd like to set up a time to meet with us, please call us (559) 734-4288, or email us today.

Long Term Care Insurance

6 Reasons You Don't Need Long-Term Care Insurance

  1. You're never going to get sick.
  2. You are going to inherit a fortune.
  3. You are going to win the lottery.
  4. Your children are going to support you.
  5. You have Medicare and/or health insurance.
  6. The government will take care of you. (Does that concept frighten anyone else?!!!)

 
Even though 69% of 65-year-olds need some type of long-term care in their remaining lifetime*, most people have never even looked at the cost of a long-term care insurance policy. The staggering truth is that 28% of 65-year-olds will need at least 5 years of care in their remaining lifetime!*

The single greatest deterrent to getting Long-Term Care insurance is the "use-it-or-lose-it" frustration. Most policies work the same way as auto insurance - if you never need the insurance, you've wasted your money. But if you did need the insurance, you're glad
you had it!

What if there was a plan available that allowed you to give your unused benefits to a named beneficiary TAX-FREE at the time of your death?! Now, that would be a plan worth looking into!
For a FREE, 18-minute consultation to see if this affordable plan will work for you, please give us a call at (559) 734-4288 or email us today.

*According to a Wall Street Journal article, dated 2/22/2006.