Seniors - Long Term Care Insurance

Long Term Care Insurance

6 Reasons You Don't Need Long-Term Care Insurance

  1. You're never going to get sick.
  2. You are going to inherit a fortune.
  3. You are going to win the lottery.
  4. Your children are going to support you.
  5. You have Medicare and/or health insurance.
  6. The government will take care of you. (Does that concept frighten anyone else?!!!)

Even though 69% of 65-year-olds need some type of long-term care in their remaining lifetime*, most people have never even looked at the cost of a long-term care insurance policy. The staggering truth is that 28% of 65-year-olds will need at least 5 years of care in their remaining lifetime!*

The single greatest deterrent to getting Long-Term Care insurance is the "use-it-or-lose-it" frustration. Most policies work the same way as auto insurance - if you never need the insurance, you've wasted your money. But if you did need the insurance, you're glad
you had it!

What if there was a plan available that allowed you to give your unused benefits to a named beneficiary TAX-FREE at the time of your death?! Now, that would be a plan worth looking into!
For a FREE, 18-minute consultation to see if this affordable plan will work for you, please give us a call at (559) 734-4288 or email us today.

*According to a Wall Street Journal article, dated 2/22/2006.