Long-Term Care

Planning for it...

Even though nearly 70% of people over 65 years of age will need some type of long-term care in their remaining lifetime*, most people have not planned for this expense.

Nursing Care...

Even though the average need for care in a skilled nursing facility is just under three years, 28% will need more than 5 years of care during their lifetime.

Best time to purchase?

When you’re healthy. If you don’t meet the insurance company’s health guidelines when you apply, you can pay a higher premium, or, you can be declined.

The age dilemma...

Nearly 2 out of 3 applicants for traditional Long-Term Care Insurance who over 65 years of age are declined for coverage due to health issues.

Best age to purchase?

Many of my clients start in their 50’s with a Long-Term Care policy. The premium is lower, and, with some policies, you can have a paid-up policy by retirement age.

Policy types...

There are two general types of Long-Term Care Insurance: Traditional Long-Term Care Insurance, and, Asset-Based Long-Term Care Insurance. Allow us to help you determine which is right for you.

Planning for Every Possibility
See Brochure →
Care Solutions
See Brochure →
Custom Solutions
See Brochure →
Expanding the Circle of Care
See Brochure →
Find the Cost of Care in Your Area
Get Price →

Call (559) 734-4288 or Schedule a call today!

Why should you bother with Long-Term Care?

  • Dave Ramsey recommends it
  • Don’t want to be a burden to children or family members
  • Preserve my assets
  • Reduce my out-of-pocket costs for care
  • Tax Benefits
  • Leave a larger estate for my heirs
  • Let an insurance company pay the bills for my care
  • Don’t want the State to care for me

Address

Alan Benoy Insurance Services
(559) 734-4288
1700 W. Walnut Ave., Suite A
Visalia, CA 93277

Mailing Address

P.O Box 3001
Visalia, CA 93278

California Insurance
License Number 0B20964